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As a person with limited net worth I trust fee-only, certified financial planners because their interest is fully aligned with my interest. The problem I faced is finding a planner I can afford. After searching the web I discovered http://www.peoplesfinancialadvisor.com. If my story sounds familiar – go there! These guys offered a free assessment of my financial situation and full plan for $99 including advice on specific investments I should make and some interesting ideas how to work better with Uncle Sam to increase my limited net worth.